Head Agri Credit – Commercial & SME Banking, Karachi

• Policy & SOP Development: Draft, update and secure approvals for Agri Credit SOPs. • Portfolio Management: Maintain healthy credit portfolio, contain NPLs and maximize recoveries. • Business Growth: Conduct market research, identify new Agri opportunities and set annual KPIs. • Risk & Compliance: Ensure strict adherence to SBP Prudential Regulations, AML/CFT, and Shariah principles. • Credit Quality: Approve only well-secured, purpose-driven facilities with enforceable documentation. • Team Leadership: Hire, train and mentor staff for Agri business excellence. • Audit & Controls: Coordinate with SBP inspections, internal/external audits and enforce accountability. • Performance Monitoring: Track unit/individual KPIs, ensure timely renewals and manage delinquent accounts. .