Unit Head Credit Operations Islamic Microfinance Department

Job Responsibilities:

• To support Bank’s CAD function • Assist Credit function in credit approval • Initial screening of credit proposal/credit applications • Identification of Shariah non-compliance risks and propose remedial measures • Address credit related inquiries from Shariah, support groups and regulators • UAT and implementation of Islamic financing products • Coordinate with Head Asset in developing Islamic financing products • Monitoring of pre and post-disbursement stages • Management of Charity Account

Behavioral Competency:

• Leadership and team-building skills. • Strategic thinking and business acumen. • Strong communication and interpersonal skills. • Customer-centric approach. • Problem-solving and decision-making abilities. • Initiative, innovation, and result orientation.

Technical Competency:

• Fully conversant with SBP regulations, Prudential Regulations, Islamic Banking Framework, and regulatory reporting requirements. • Sound knowledge of Islamic Banking products and their implementation.

No. of Years’ Experience: Minimum 5 years of banking experience in branch banking, Islamic Banking, credit, or sales management role, including at least 2 years in credit

Qualification:

Master's degree in Business Administration, Economics, Finance, Banking, Marketing, Islamic Banking & Finance, or a related discipline. Professional certification in Islamic Banking shall be preferred.